:root{--bg:#fff;--alt:#f5f7fb;--fg:#12161c;--muted:#566070;--accent:#1d4ed8;--accent2:#0ea5e9;--line:#e3e7ee;--card:#fff;--on-accent:#fff}
@media(prefers-color-scheme:dark){:root{--bg:#0d1014;--alt:#12161c;--fg:#e8eaed;--muted:#9aa3af;--accent:#6b97ff;--accent2:#38bdf8;--line:#242a33;--card:#161b22;--on-accent:#0d1014}}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--fg);font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:var(--accent)}
.wrap{max-width:62rem;margin:0 auto;padding:0 1.25rem}
.narrow{max-width:42rem}

/* header */
header{position:sticky;top:0;z-index:10;background:color-mix(in srgb,var(--bg) 92%,transparent);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;height:4rem}
.brand{display:flex;align-items:center;gap:.6rem;color:var(--fg);text-decoration:none;font-weight:700;letter-spacing:.01em}
.brand img{width:1.9rem;height:1.9rem}
.brand span small{display:block;font-size:.65rem;font-weight:500;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);line-height:1}
nav a{color:var(--muted);text-decoration:none;margin-left:1.4rem;font-size:.95rem}
nav a:hover{color:var(--fg)}
@media(max-width:640px){nav a:not(.cta){display:none}.brand span small{display:none}}
nav a.cta{background:var(--accent);color:var(--on-accent);padding:.45rem .9rem;border-radius:.5rem;font-weight:600}
nav a.cta:hover{color:var(--on-accent);opacity:.9}

/* hero */
.hero{padding:6rem 0 5rem;background:radial-gradient(60rem 24rem at 80% -10%,color-mix(in srgb,var(--accent2) 22%,transparent),transparent),radial-gradient(50rem 22rem at 0% 0%,color-mix(in srgb,var(--accent) 16%,transparent),transparent)}
.eyebrow{font-size:.8rem;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);font-weight:700;margin:0 0 1rem}
h1{font-size:clamp(2.1rem,5.5vw,3.5rem);line-height:1.1;margin:0 0 1.25rem;letter-spacing:-.02em;max-width:18ch}
.lead{font-size:1.2rem;color:var(--muted);max-width:38rem;margin:0 0 2rem}
.btns{display:flex;gap:.8rem;flex-wrap:wrap}
.btn{display:inline-block;padding:.8rem 1.4rem;border-radius:.6rem;font-weight:600;text-decoration:none;background:var(--accent);color:var(--on-accent)}
.btn.ghost{background:transparent;color:var(--fg);border:1px solid var(--line)}
.btn:hover{opacity:.92}

/* sections */
section{padding:4.5rem 0}
section.alt{background:var(--alt);border-block:1px solid var(--line)}
h2{font-size:clamp(1.6rem,3.5vw,2.1rem);line-height:1.2;margin:0 0 .75rem;letter-spacing:-.01em}
.sub{color:var(--muted);max-width:40rem;margin:0 0 2.5rem}
.grid{display:grid;gap:1.25rem;grid-template-columns:repeat(auto-fit,minmax(16rem,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:.9rem;padding:1.6rem}
.card h3{margin:.9rem 0 .4rem;font-size:1.1rem}
.card p{margin:0;color:var(--muted);font-size:.97rem}
.icon{width:2.6rem;height:2.6rem;border-radius:.65rem;display:grid;place-items:center;background:color-mix(in srgb,var(--accent) 14%,transparent);color:var(--accent)}
.icon svg{width:1.4rem;height:1.4rem}
.step{counter-increment:s}
.step::before{content:"0" counter(s);font-weight:700;color:var(--accent);font-size:.9rem;letter-spacing:.1em}
.steps{counter-reset:s}
.tags{display:flex;flex-wrap:wrap;gap:.5rem;margin:1.5rem 0 0;padding:0;list-style:none}
.tags li{border:1px solid var(--line);background:var(--card);border-radius:2rem;padding:.3rem .9rem;font-size:.9rem;color:var(--muted)}
.two{display:grid;gap:3rem;grid-template-columns:1fr 1fr;align-items:start}
@media(max-width:760px){.two{grid-template-columns:1fr;gap:1.5rem}.hero{padding:4rem 0 3rem}section{padding:3.2rem 0}}
.facts{margin:0;padding:0;list-style:none}
.facts li{padding:.9rem 0;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:1rem}
.facts li span:first-child{color:var(--muted)}
.facts li span:last-child{text-align:right;font-weight:600}
.contact-box{background:var(--card);border:1px solid var(--line);border-radius:1rem;padding:2rem}


/* legal pages */
.doc{padding:4rem 0}
.doc h1{font-size:2.2rem;max-width:none}
.doc h2{font-size:1.15rem;margin:2rem 0 .4rem}
.doc p{color:var(--fg)}
.updated{color:var(--muted)}

/* footer */
footer{border-top:1px solid var(--line);padding:2.5rem 0 3rem;color:var(--muted);font-size:.92rem}
footer .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:1.2rem}
footer a{color:var(--muted);margin-right:1.2rem}
footer p{margin:0 0 .3rem}